Planning for a secure retirement

Retirement planning is more than simply ensuring that you won’t outlive your money.  It also involves the timing of benefits, including Social Security, and – beyond the money aspects – it’s about how you will make your retirement years personally fulfilling and enjoyable.

Every year we look at your income sources and investment assets including your:

  • Earned income,
  • Social Security income,
  • Pension/annuity income,
  • Interest and dividends from holdings in taxable accounts, and
  • RMDs from tax-deferred accounts

We’ll determine whether your planned retirement spending rate is maintainable and craft a long-term portfolio based on your anticipated retirement income needs.