Planning for a secure retirement
Retirement planning is more than simply ensuring that you won’t outlive your money. It also involves the timing of benefits, including Social Security, and – beyond the money aspects – it’s about how you will make your retirement years personally fulfilling and enjoyable.
Every year we look at your income sources and investment assets including your:
- Earned income,
- Social Security income,
- Pension/annuity income,
- Interest and dividends from holdings in taxable accounts, and
- RMDs from tax-deferred accounts
We’ll determine whether your planned retirement spending rate is maintainable and craft a long-term portfolio based on your anticipated retirement income needs.