Health Care Planning
Your health care will most likely change as you enter retirement. You will also have plenty of opportunities to make costly mistakes related to health care choices.
We will help you make educated decisions regarding such issues as:
Should I buy insurance through the health insurance marketplace?
Should I move over to my spouse’s plan?
How can I avoid or reduce the IRMAA Medicare surcharge?
How can I avoid the penalties for not signing up for Medicare Part A & B on time?
If you already participate in Medicare, is your coverage, including prescriptions, still adequate and appropriate?
Life, Auto, Home Review
Determining how much insurance coverage you need, what risks you can afford to self-insure, where you should buy your insurance, and how much you should pay for it, are vitally important to your financial security.
We will review your life, home, and auto policies to see if your coverage is still appropriate.
We do not sell insurance, but align ourselves with licensed insurance agents that work in a collaborative environment to insure that you are getting the right insurance for your needs.